HOW SAFE AND SECURE IS YOUR BUSINESS WITH US?
Beanstream is a PCI Level 1 (the highest level) certified service provider. This means we hold to the highest industry standards for data protection and network security, and your business and cardholder data is safe with us. As part of our ongoing security program we perform rigorous checks of our systems, both internally and via independent third-parties, to ensure we meet or exceed card association requirements.
PCI COMPLIANCE RESPONSIBILITIES
The Payment Card Industry (PCI) is made up of a coalition of credit card companies including Visa, MasterCard Worldwide, JCB International, Discover Financial Services and American Express. In 2006, PCI developed a set of Payment Card Industry Data Security Standards (PCI DSS) to ensure all companies that process, store or transmit credit card information maintain a secure environment. This includes all merchants, vendors, or software providers who handle credit card information.
So, not only does Beanstream need to comply with these Data Security Standards, but if you acquire your merchant accounts through us you are required to prove to the PCI Security Standards Council that you have created a secure processing environment. View the full standards here. Therefore, before you can process credit card transactions online, we will ask you to complete a PCI DSS self-assessment questionnaire and, only if required, a network scan.